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In this issue:

  • Upfront: Latest Large Loan Review Finds Weaknesses
  • Three Trends Influencing the Region’s Growth
  • 2015 Year in Review: Fourth District Labor Markets
  • Hot Topic: Raises and Rises
  • Return to Normalcy?
  • Policy Watch: Protecting Small-Business Borrowers
  • Data and Decisions in an Uncertain World
  • In Case You Missed It: 2015 Policy Summit
  • Book Review: America’s Bank: The Epic Struggle to Create the Federal Reserve