Businesses
We look at credit conditions, including access to credit, and the general health of businesses in the district.
ReLATED WORK
Notes from the Field
How the Digital Divide Affects America’s Rural Small Businesses
09.07.2023
Creating a healthy small business ecosystem can be difficult in rural areas where there are fewer resources available. By investing in expanding digital access and technical support resources, rural small businesses can get the support they need to overcome these challenges and grow.
Cleveland Fed District Data Brief
Potential Impacts of the War in Ukraine on the Fourth District
06.23.2022
The Russia–Ukraine war has had significant effects on both countries’ exports, and trade partners worldwide have experienced interruptions in supplies. This District Data Brief examines how much our region’s economy may be affected by the disruptions.
Cleveland Fed District Data Brief
Disruptions Are Expected to Persist, Prompting Some Firms to Rethink Supply Chain Management
04.20.2022
Despite expectations that supply chain challenges would have subsided, disruptions continue. In response, some firms are making changes to the way that they manage their supply chains, and these changes are expected to be long-lasting.
Notes from the Field
Smallest Firms Reveal Barriers to Economic Inclusion: Lessons from Pandemic Support Programs
11.10.2021
Data from the Small Business Credit Survey and insights from community-based organizations prove to be invaluable tools for helping small businesses access the credit they need.
Regional Policy Report
Manufacturing Wage Premiums Have Diverged between Production and Nonproduction Workers
11.08.2021
Manufacturing jobs have long been associated with good wages. While some manufacturing workers still enjoy relatively high wages, the premium for workers on the factory floor has shrunk dramatically. Why? And what does it mean for workforce policy?
Cleveland Fed District Data Brief
Does Spending Slide When COVID-19 Surges?
10.07.2021
Driven by the delta variant, the latest COVID-19 surge is the largest and most widespread since that of November and December 2020. How do consumer spending and social distancing habits during the delta surge compare to those of last fall’s surge?
Notes from the Field
Small Businesses in Our Region Appear to Have Had Greater Access to Traditional Credit Compared to the Nation...but Inequalities among Firms Persist
10.01.2021
Nearly 18 months from the outbreak of COVID-19, small employer firms—businesses with fewer than 500 employees—continue to cope with the extra challenges the pandemic brought. How are they weathering the pandemic?
Cleveland Fed District Data Brief
Strong Demand, Limited Supply, and Rising Prices: The Economics of Pandemic-Era Housing
09.29.2021
When the coronavirus pandemic began, many feared the housing market would collapse as it did in the mid-2000s. Instead, the industry has struggled to keep up with an influx of demand for homes, leading to rapidly rising prices. What’s next for residential real estate and construction?
Research [in] Brief
Research [in] Brief: Rural employment and sector specialization
05.26.2021
Not all rural communities are suffering from employment losses—some are growing—but specialization in the right industries and adaptability and resiliency are key.
Notes from the Field
Building Resilient Communities Takes a Network: Group Shares Success Stories, Resources, and Opportunities to Connect
05.21.2021
Communities and regional partners in eastern Kentucky are joining forces—sharing resources, solutions, and stories of success—to promote a resilient economy.
Notes from the Field
Feedback Appreciated: What Community Members Told Us about Modernizing the Community Reinvestment Act (CRA)
04.08.2021
Discussions to share info and seek public comment on proposed changes to modernize the CRA revealed two things key for ensuring access to capital for all people and communities.