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Economic Commentary

Two Deposit Insurance Funds Are Not Necessarily Better than One

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Does the United States need to maintain two separate insurance funds for banks and thrifts? This Economic Commentary examines the arguments in support of a recent reform proposal for merging them.

10.15.2000EC 10/15/2000

The views authors express in Economic Commentary are theirs and not necessarily those of the Federal Reserve Bank of Cleveland or the Board of Governors of the Federal Reserve System. The series editor is Tasia Hane. This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License. This paper and its data are subject to revision; please visit clevelandfed.org for updates.

Suggested Citation

Thomson, James B. 2000. “Two Deposit Insurance Funds Are Not Necessarily Better than One.” Federal Reserve Bank of Cleveland, Economic Commentary 10/15/2000.

This work by Federal Reserve Bank of Cleveland is licensed under Creative Commons Attribution-NonCommercial 4.0 International