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Underserved Mortgage Markets: Evidence from HMDA Data


A baseline evaluation of the variation in mortgage credit flows across different types of neighborhoods using HMDA data collected in 1990 and 1991.


Suggested citation: Kydland, Finn, and Edward Prescott, 1994. “Underserved Mortgage Markets: Evidence from HMDA Data,” Federal Reserve Bank of Cleveland, Working Paper no. 94-21.

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