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Two Deposit Insurance Funds Are Not Necessarily Better than One

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Does the United States need to maintain two separate insurance funds for banks and thrifts? This Economic Commentary examines the arguments in support of a recent reform proposal for merging them.

Does the United States need to maintain two separate insurance funds for banks and thrifts? This Economic Commentary examines the arguments in support of a recent reform proposal for merging them.


Suggested citation: Thomson, James B., 2000. "Two Deposit Insurance Funds Are Not Necessarily Better than One," Federal Reserve Bank of Cleveland, Economic Commentary, 10.15.2000.

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