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Consumer Resources
Consumers can find tools and information here:
How to file a complaint
Federal Reserve consumer resources
Other federal consumer protection agencies -
Banker Resources
Bankers can find tools and information here:
Supervision & Regulation
Depository institution services
Institution reporting tools
Education, training, & research tools -
Data Resources
Risk indicators and data, including reports on bank performance, can be found here:
Systemic Risk Indicator
Institution data
CRA performance evaluations archive
Overview
Banking
The Federal Reserve Bank of Cleveland supervises and regulates financial holding companies, bank holding companies, and state-chartered member banks in the Fourth Federal Reserve District, which comprises of Ohio, western Pennsylvania, eastern Kentucky, and the northern panhandle of West Virginia. We also extend credit to depository institutions.
Our work promotes a safe and sound banking system and fosters financial market stability. It also supports a fair financial services marketplace for businesses and consumers and encourages financial institutions to meet the financial needs of the communities they serve.
Quick Links
Featured
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The Threats, the Criminals, the Motives—Cybersecurity at the Fed
Cleveland Fed cybersecurity experts and others discuss how the Fed works to promote awareness, preparedness, and vigilance against the hackers who work to threaten the stability of the financial sector. Read More
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The Crisis, the Fallout, the Change: The Great Recession in Retrospect
Cleveland Fed examiners and others reflect on how the unprecedented financial crisis happened and detail how things have changed in response to it. Read More
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Rebound of Oil and Gas Spells Benefits for Region
Forced to innovate and cut costs when oil and gas prices plummeted, energy companies presently operate in a lean way. With energy prices again rising, those companies are likely to invest in drilling and undertake other projects that create jobs. Read More
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Auto Loans Reach Trillion-Dollar Heights, but Is Deceleration in Sight?
At a time when scrutiny of subprime auto loans is high, Cleveland Fed examiners see signs that banks in the Fourth District may be beginning to rein in their auto lending. Read More
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As Branches Decline, How Do Bankers Continue to Comply with CRA?
Recent revisions to guidance do not strip the bank branch of its importance for achieving compliance with the Community Reinvestment Act. Still, regulators realize that bankers are serving communities increasingly in digital ways. Read More
The Cleveland Fed provides a systemic risk indicator to gauge the level of systemic risk in the US financial services industry. The indicator is designed to capture market perceptions of the risk of widespread insolvency in the banking system. The chart and data are updated weekly.
