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Working Paper

Predicting De Novo Branch Entry into Rural Markets

An investigation of the probability of de novo branch entry into rural banking markets in Ohio and Pennsylvania to determine whether potential competition is an effective disciplinary force in bank-market expansion.

Working Papers of the Federal Reserve Bank of Cleveland are preliminary materials circulated to stimulate discussion and critical comment on research in progress. They may not have been subject to the formal editorial review accorded official Federal Reserve Bank of Cleveland publications. The views expressed in this paper are those of the authors and do not represent the views of the Federal Reserve Bank of Cleveland or the Federal Reserve System.


Suggested Citation

Whalen, Gary. 1989. “Predicting De Novo Branch Entry into Rural Markets.” Federal Reserve Bank of Cleveland, Working Paper No. 89-03.