Competition and Bank Profitability: Recent Evidence
The nature of the relationship between the number and size distribution of competitors in a market (market structure) and their performance is of crucial importance to bank regulators and others responsible for evaluating the competitive effects of bank and bank holding company mergers and acquisitions.
The views authors express in Economic Commentary are theirs and not necessarily those of the Federal Reserve Bank of Cleveland or the Board of Governors of the Federal Reserve System. The series editor is Tasia Hane. This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License. This paper and its data are subject to revision; please visit clevelandfed.org for updates.