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Community Development Publications

Community Issues Survey

Twice a year, the Community Development Department at the Cleveland Fed administers the Community Issues Survey to more than 600 organizations across our region who have direct knowledge of issues impacting low- and moderate-income (LMI) people and communities. Respondents are asked about jobs, housing, financial well-being, access to credit, and other issues that have a significant impact on the welfare of the communities they serve. The spring survey includes questions to help us understand current trends; the fall survey’s questions help us monitor the changes in these trends.

Findings from the survey are shared two ways: through an annual Community Issues and Insights report and through our biannual update of the LMI Economic Condition Indices. These indices allow us to track trends in certain aspects of the economy over time.

Does your organization work directly with low- and moderate-income people? Would you like to receive the report or participate in the survey? Email us.

Most recent report

Inflation Adds Burden and Tight Job Market Presents Challenges:

Findings from the Community Issues 2022 Survey

Past reports

LMI Community Indices

These indices reflect changes in economic conditions in low- and moderate-income communities. In the indices referenced here, each response to a survey question is categorized as “increased,” “decreased,” or “no change.”

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The trend that most stands out is the sharp increase in the availability of jobs as the country exited COVID-19 lockdowns: the trend continues in this most recent survey. The availability of affordable housing, on the other hand, shows a steady decline, as more respondents indicate decreases rather than increases. Like the index reflecting the availability of affordable housing, the remaining two indices, financial well-being and access to credit, remain below zero, as more respondents indicate worsening conditions than improving conditions, although access to credit is declining at a slower rate. It remains to be seen how increasing interest rates impact access to credit going forward, as well as how inflation impacts financial well-being. For the availability of jobs, the recovery is in full force, but the other three indices indicate LMI households will continue to experience serious challenges.

Related content

Metro Mix
Snapshots of economic conditions and prospects for metro areas in our region.

An Uneven Recovery: Home Lending in the Fourth District by Race and Income
Our researchers examine home lending trends in our region by income and race so that policymakers and regulators may use the data to inform effective and appropriate policy.

Notes from the Field
Informal observations from our outreach team on what they’re seeing and hearing from constituents in our region.