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Working Paper

What Do We Know about Regional Banks? An Exploratory Analysis

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This study tries to get a sense of the topography of the regional banking landscape. We focus on bank holding companies and banks with $10 billion to $50 billion in assets and look for factors that potentially explain regional bank health from 2008 to 2013. Our dataset is a combination of bank Call Report data and confidential supervisory data. Our analysis shows that regional banks are not a monolithic group, and different factors explain bank safety and soundness for different types of banks.
Topics
Bank policy and regulation
11.21.2013ISSN 2573-7953 WP 13-16DOI 10.26509/frbc-wp-201316
Keywords regional banking organizations, banks and banking, supervisory ratings
JEL Classification Codes G21, G28, L25, R11

Working Papers of the Federal Reserve Bank of Cleveland are preliminary materials circulated to stimulate discussion and critical comment on research in progress. They may not have been subject to the formal editorial review accorded official Federal Reserve Bank of Cleveland publications. The views expressed in this paper are those of the authors and do not represent the views of the Federal Reserve Bank of Cleveland or the Federal Reserve System.

Suggested Citation

Balasubramanyan, Lakshmi, and Joseph G. Haubrich. 2013. “What Do We Know about Regional Banks? An Exploratory Analysis .” Federal Reserve Bank of Cleveland, Working Paper No. 13-16. https://doi.org/10.26509/frbc-wp-201316