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Working Paper

Foreclosures in Ohio: Does Lender Type Matter?

Whether mortgages are originated mostly by depository institutions regulated by the Federal agencies or by less-regulated lenders does not seem to affect the foreclosure filing rate in Ohio’s counties. What seems to matter is whether the lenders have a physical presence in the market, in which case, foreclosure rates are lower.

Suggested Citation

Ergungor, O. Emre. 2007. “Foreclosures in Ohio: Does Lender Type Matter?” Federal Reserve Bank of Cleveland, Working Paper No. 07-24.