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Working Paper

Will Electronic Money be Adopted in the United States?

Although the cashless society has been predicted for at least twenty years, the new forms of card-based and software-based electronic money may prove to be a partial alternative to the current forms of payments. This paper examines theirpossible adoption, primarily in the United States.

Working Papers of the Federal Reserve Bank of Cleveland are preliminary materials circulated to stimulate discussion and critical comment on research in progress. They may not have been subject to the formal editorial review accorded official Federal Reserve Bank of Cleveland publications. The views expressed in this paper are those of the authors and do not represent the views of the Federal Reserve Bank of Cleveland or the Federal Reserve System.


Suggested Citation

Good, Barbara. 1998. “Will Electronic Money be Adopted in the United States?” Federal Reserve Bank of Cleveland, Working Paper No. 98-20. https://doi.org/10.26509/frbc-wp-199820