Skip to:
  1. Main navigation
  2. Main content
  3. Footer
Working Paper

Lender Consistency in Housing Credit Markets

An examination of how and why individual financial institutions vary in their propensity to attract and approve mortgage applications from minorities, using Home Mortgage Disclosure Act data.

Working Papers of the Federal Reserve Bank of Cleveland are preliminary materials circulated to stimulate discussion and critical comment on research in progress. They may not have been subject to the formal editorial review accorded official Federal Reserve Bank of Cleveland publications. The views expressed in this paper are those of the authors and do not represent the views of the Federal Reserve Bank of Cleveland or the Federal Reserve System.


Suggested Citation

Avery, Robert B. , Patricia E. Beeson, and Mark S. Sniderman. 1993. “Lender Consistency in Housing Credit Markets.” Federal Reserve Bank of Cleveland, Working Paper No. 93-09. https://doi.org/10.26509/frbc-wp-199309