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Economic Commentary

The Performance and Profitability of CRA-Related Lending

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In November 1999, the U.S. Congress asked the Board of Governors of the Federal Reserve System to conduct a comprehensive study of loans made under the Community Reinvestment Act of 1977. The Board’s study focused on the loans’ delinquency and default rates—their performance—as well as their profitability. This Commentary reports the results of the study.

11.01.2000ISSN 2163-3738 EC 11/1/2000

The views authors express in Economic Commentary are theirs and not necessarily those of the Federal Reserve Bank of Cleveland or the Board of Governors of the Federal Reserve System. The series editor is Tasia Hane. This paper and its data are subject to revision; please visit clevelandfed.org for updates.

Suggested Citation

Avery, Robert B. , Raphael Bostic, and Glenn Canner. 2000. “The Performance and Profitability of CRA-Related Lending.” Federal Reserve Bank of Cleveland, Economic Commentary 11/1/2000.

This work by Federal Reserve Bank of Cleveland is licensed under Creative Commons Attribution-NonCommercial 4.0 International