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Economic Commentary

Rooting Out Discrimination in Home Mortgage Lending

Racial justice is a fundamental social goal in the United States, making enforcement of fair lending laws an important function of the Federal Reserve and other regulators. Despite nearly three decades of effort, however, discrimination in the home mortgage market remains a vexing problem.

The views authors express in Economic Commentary are theirs and not necessarily those of the Federal Reserve Bank of Cleveland or the Board of Governors of the Federal Reserve System. The series editor is Tasia Hane. This paper and its data are subject to revision; please visit for updates.

Suggested Citation

Longhofer, Stanley. 1995. “Rooting Out Discrimination in Home Mortgage Lending.” Federal Reserve Bank of Cleveland, Economic Commentary 11/1/1995.

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