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Economic Commentary

Bank Holding Companies' Participation in Credit Insurance Underwriting

Banking organizations have responded to the growing demand for financial services by expanding the number of services that they offer. Commercial banks can offer non banking products and services through bank holding companies (BHCs). The resulting organizations can utilize existing facilities and resources more effectively and gain entry into potentially profitable areas; at the same time, the public benefits through price, product, and service competition.

The views authors express in Economic Commentary are theirs and not necessarily those of the Federal Reserve Bank of Cleveland or the Board of Governors of the Federal Reserve System. The series editor is Tasia Hane. This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License. This paper and its data are subject to revision; please visit for updates.

Suggested Citation

Watro, Paul R. 1982. “Bank Holding Companies' Participation in Credit Insurance Underwriting.” Federal Reserve Bank of Cleveland, Economic Commentary 5/3/1982.