Katherine Samolyk

Models of bank loan sales often appeal to regulatory constraints to motivate this off-balance-sheet activity.

This paper examines the relationship between bank performance and economic growth at the state level.

A presentation of a theoretical model of regional banking using plausible information asymmetries to explain how local bank capital may affect the funding of regional investments.

This paper investigates the effects of both credit risk and interest-rate risk on bank portfolio choices.

By some accounts, the 1980s was the decade of both debt buildup and the decline and fall of the commercial banking industry.

Although by most conventional economic standards the recent recession is two years past, the health of the economy remains a concern to policymakers.

Congress requires that the Chairman of the Board of Governors of the Federal Reserve report semiannually on the System’s plans and objectives for monetary policy.

Competitive and regulatory pressures have prompted banks and other financial intermediaries to participate in credit markets in ways that are not directly reflected on their balance sheets.

Forecasting short-run economic activity is a tenuous business. Though all economic contractions and expansions have certain well-defined characteristics, history never completely replicates itself.

Although the 1980s ushered in the second-longest economic expansion in U.S. history, regional economic performance was uneven during the decade.

Saving, so advised the proverbial ant to the spendthrift grasshopper, allows an individual to "prepare today for the wants of tomorrow."