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Community Development Reports
04.01.2019
College-educated workers typically have greater success in the labor market than do workers without a bachelor’s degree (hereafter “sub-baccalaureate workers”), as measured by both earnings and rates of employment. In light of research indicating a “polarization” of the labor market with an increase of higher- and lower-wage jobs and a decline in middle-wage jobs, it is worth asking this question: Do certain regional economies offer greater opportunity than others for the more than two-thirds of adults without a bachelor’s degree?
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Community Development Reports
04.01.2019
This report updates a 2015 publication investigating regional economic opportunity for workers without a four-year college degree.
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Community Development Reports
04.01.2019
A companion to “Exploring Employment for Sub-Baccalaureate Workers Across Metro Areas and Over Time,” this report extends the opportunity occupation research by providing detailed information metropolitan areas.
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Community Development Reports
12.03.2018
Focusing on seven counties across Ohio, Pennsylvania, and Kentucky, our researchers used Home Mortgage Disclosure Act data to examine application and origination activity by income and race during the 27-year period from 1990 to 2016. In a 13-year span preceding and following the Great Recession (2004–2016), three trends were consistent across all seven counties.
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Community Development Reports
07.18.2018
Focusing on Lucas County, home to the city of Toledo, Ohio, this report begins with a broad look at application and origination activity during the 27-year period from 1990 to 2016 and then delves into trends during the 13-year period from 2004 to 2016. Using maps and a series of figures and tables, we tell the story of mortgage lending during these periods from both the neighborhood and borrower perspectives.
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Community Development Reports
06.27.2018
The Federal Reserve Bank of Cleveland and the Urban Manufacturing Alliance (UMA) partnered for a study of the urban manufacturing sector in Cincinnati to learn more about the city’s manufacturing environment. The study included analysis of industry data and anecdotal data from more than 100 of the city’s manufacturing firms. Findings of the study revealed positive expectations, barriers to growth, and helpful recommendations for addressing challenges.
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Community Development Reports
04.18.2018
Focusing on Hamilton County, Ohio, home to the city of Cincinnati, our researchers examined application and origination activity during the 26-year period from 1990 to 2016 and dove into trends during the 13-year period from 2004 to 2016. Using maps and a series of figures and tables, we tell the story of mortgage lending during these periods from both the neighborhood and borrower perspectives.
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Community Development Reports
12.19.2017
We begin our report on Montgomery County, home to the city of Dayton, Ohio, with a broad look at application and origination activity during the 27-year period from 1990 to 2016 and then delve into trends during the 13-year period from 2004 to 2016.
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Community Development Reports
07.13.2017
We begin this report on Allegheny County, home to the city of Pittsburgh, with a broad look at application and origination activity during the 25-year period from 1990 to 2015, and then focus on the 12-year period from 2004 to 2015.
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Community Development Reports
07.13.2017
We begin our report on Cuyahoga County, home to the city of Cleveland, with a broad look at application and origination activity during the 25-year period from 1990 to 2015, and then focus on the 12-year period from 2004 to 2015.
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Community Development Reports
08.15.2016
This special report examines multiple sector-based partnerships addressing the job-skills mismatch facing employers in the Fourth District. Spanning various industries, including healthcare, IT, advanced manufacturing, marine mechanics, and coal mining, these initiatives differ in fundamental ways. But all emphasize collaboration between employers and economic and educational organizations. Overall, such partnerships appear to be working for both employers and workers, with evaluations identifying increased wages, reduced turnover, and increased productivity.
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Community Development Reports
08.03.2016
Lead poisoning has been a public health concern for decades. And water with high lead levels is only part of the problem.
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Community Development Reports
01.22.2016
In this report we take an in-depth look at “opportunity occupations”—those jobs that do not require a four-year degree and that pay a decent wage—in Ohio’s eight largest metro areas.
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Community Development Reports
09.09.2015
Researchers investigate the extent to which the U.S. economy offers decent-paying jobs to workers without a four-year college degree.
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Community Development Reports
11.07.2014
For years, Cuyahoga County, Ohio, had two separate Workforce Investment Boards (WIBs), one that served Cleveland residents and another that served the remainder of the county.
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Community Development Reports
02.10.2014
Throughout the analysis, we point to relevant labor market research as we examine the prospects of workers in the region without a college degree.
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Community Development Reports
01.02.2014
In this data brief, we describe changes in the Cincinnati MSA labor market the recession and recovery period of 2006-2011.
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Community Development Reports
01.02.2014
In this data brief, we describe changes in the Pittsburgh MSA labor market during the recession and recovery period of 2006-2011.
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Community Development Reports
01.02.2014
In this data brief, we describe changes in the labor market of Kentucky’s metros during the recession and recovery period of 2006-2011.
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Community Development Reports
01.02.2014
This data brief describes changes in the Cleveland MSA labor market during the recession and recovery period of 2006-2011.
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Community Development Reports
02.21.2013
In October 2010, not long after the Home Affordable Mortgage Program (HAMP) was implemented to help address the increasing numbers of distressed loans, we published an analysis of Ohio loan modifications that were performed between 2008 and 2010.
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Community Development Reports
12.02.2009
Recent news articles have carried the worrisome suggestion that Federal Housing Administration (FHA)-insured loans may be "the next subprime."
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Community Development Reports
03.27.2009
The Community Reinvestment Act (CRA) has come under scrutiny as one of the suspected contributors to the current financial crisis.
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Community Development Reports
11.07.2008
This is the second report in a series that looks at the geographic distribution of foreclosures in counties located within the Federal Reserve’s Fourth District.
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Community Development Reports
08.25.2008
While effects of the crisis are being felt in regions across the country, Cuyahoga County has consistently been listed at or near the top of areas hit hardest by foreclosure.