Thomas J. Fitzpatrick IV

Tom Fitzpatrick is a vice president in the Credit Risk Management Department at the Federal Reserve Bank of Cleveland. He is responsible for credit administration, payment system risk, reserve maintenance, and risk management for depository institutions in the Fourth Federal Reserve District, which includes Ohio, western Pennsylvania, eastern Kentucky, and the northern panhandle of West Virginia.

Mr. Fitzpatrick joined the Cleveland Reserve Bank in 2007 as a research associate in the Research Department. He served as a visiting scholar in 2008, and in 2009, he was appointed an economist in the Policy Analysis Department, where his work focused on structured finance and large financial firm insolvency. In 2010, Mr. Fitzpatrick transferred to the Community Development Department, where his research focused on housing finance and urban housing, housing-market dynamics, consumer finance, and the impact of land banks on neighborhoods. He assumed his current position in 2014.

Tom is an active alumnus of the College of Wooster and Cleveland State University’s Cleveland-Marshall College of Law, where he is a vocal member and leader on several alumni boards and serves as a career coach and mentor for recent college and law school graduates

Mr. Fitzpatrick holds a bachelor’s degree in philosophy and psychology from the College of Wooster, and graduate degrees in law and economics from Cleveland State University.