Thomas J. Fitzpatrick IV

Tom Fitzpatrick is a senior principal at the Federal Reserve Bank of Cleveland. In his role he leads national efforts related to the discount window and liquidity provision, supports senior leaders in the Federal Reserve Bank of Cleveland on payments and liquidity issues, and conducts related education and outreach to stakeholders in the Fourth Federal Reserve District, which includes Ohio, western Pennsylvania, eastern Kentucky, and the northern panhandle of West Virginia.

Mr. Fitzpatrick joined the Cleveland Reserve Bank in 2007 in the Research Department. Over the next seven years he held positions of increasing responsibility in Research and Community Development Departments. In 2014, Mr. Fitzpatrick transferred to the Supervision, Credit, and Statistics department Credit Risk Management department, where he oversaw local discount window and reserves operations for a decade. In 2025, he moved into his current role.

Mr. Fitzpatrick is an active alumnus of the College of Wooster and Cleveland State University’s Cleveland-Marshall College of Law, where he is a leader on several alumni boards. A multi-time winner of the Federal Reserve Bank of Cleveland’s discretionary President’s award, he is a graduate of several Federal Reserve leadership programs, has served as a leader in residence for the Federal Reserve’s System Leadership Insitute on multiple occasions, and serves as a career coach and mentor for students as well as new leaders in the Federal Reserve. Mr. Fitzpatrick holds a bachelor’s degree in philosophy and psychology from the College of Wooster, and graduate degrees in law and economics from Cleveland State University.