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Bank Holding Companies' Participation in Credit Insurance Underwriting

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Banking organizations have responded to the growing demand for financial services by expanding the number of services that they offer. Commercial banks can offer non banking products and services through bank holding companies (BHCs). The resulting organizations can utilize existing facilities and resources more effectively and gain entry into potentially profitable areas; at the same time, the public benefits through price, product, and service competition.

Banking organizations have responded to the growing demand for financial services by expanding the number of services that they offer. Commercial banks can offer non banking products and services through bank holding companies (BHCs). The resulting organizations can utilize existing facilities and resources more effectively and gain entry into potentially profitable areas; at the same time, the public benefits through price, product, and service competition


Suggested citation: Watro, Paul R., 1982. “Bank Holding Companies' Participation in Credit Insurance Underwriting,” Federal Reserve Bank of Cleveland, Economic Commentary, 05.03.1982

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