Manager, Communications Support

Michael Galka

Editor

Amy Koehnen

Designer

Lori Boehm

Portrait Photography

Bill Pappas Photography, Inc.

Stock photography provided by Corbis, Fotosearch, Getty Images, The Granger Collection, The Image Finders, Inmagine, Jupiterimages, and the Ohio Historical Society

This Annual Report was prepared by the Public Information and Research departments of the Federal Reserve Bank of Cleveland.

For a hard copy of this report, contact the Research Library, Federal Reserve Bank of Cleveland, P.O. Box 6387, Cleveland, OH 44101, or call 216.579.2052.

We invite your comments and questions. Please e-mail us at editor@clev.frb.org.