Valeriya Dinger

Research and Analysis

Our research informs the public and policymakers by examining economic issues of importance to those in our local communities, across the nation, and around the world.
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We represent and gather information from the Fourth Federal Reserve District, spanning Ohio and parts of Pennsylvania, West Virginia, and Kentucky. These resources are useful for our region, the communities we serve, and communities across the United States.
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Banking and Payments

We supervise financial institutions, support American consumers’ financial security, and maintain the financial stability and payment systems for the US Treasury.
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About Us

We serve the American people as part of the US central bank. We support the US economy and our region by studying economic conditions and issues that impact our communities, serving financial institutions, and providing economic education and resources for all.
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  Meet the individuals leading our mission, including the president and executive leadership team, advisory council members, and the boards of directors of each Cleveland Fed branch.
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  The Fed does far more than inform monetary policy. Learn about the mission, structure, and role of our organization, both regionally and nationally.
- We have a long-standing commitment to diversity, equity, inclusion, and opportunity for our employees and the communities we serve.

Person

Valeriya Dinger is a contributing author.

Working Papers

Working Paper

Volatile Lending and Bank Wholesale Funding

Ben R. Craig Valeriya Dinger

10.03.2014 | WP 14-17

The paper presents the first empirical study of the relation between bank loan volume volatility and bank retail and wholesale liabilities.

Topics: Lending and access to credit

Working Paper

Bank Mergers and Deposit Interest Rate Rigidity

Valeriya Dinger

12.07.2011 | WP 11-31

In this paper I revisit the debate on the impact of bank and market characteristics on the rigidity of retail bank interest rates.

Topics: Financial markets

Working Paper

The Duration of Bank Retail Interest Rates

Ben R. Craig Valeriya Dinger

12.01.2011 | WP 10-01R

We use bank retail interest rates as price examples in a study of the determinants of price durations.

Topics: Monetary policy

Working Paper

Deposit Market Competition, Costs of Funding and Bank Risk

Ben R. Craig Valeriya Dinger

04.01.2010 | WP 09-05R

In this paper we revisit the long debate on the risk effects of bank competition and propose a new approach to the empirical estimation of the relation between deposit market competition and bank risk.

Working Paper

A Microeconometric Investigation into Bank Interest Rate Rigidity

Ben R. Craig Valeriya Dinger

03.18.2010 | WP 10-01

We use bank retail interest rates as price examples in a study of the determinants of price durations.

Working Paper

Deposit Market Competition, Costs of Funding and Bank Risk

Ben R. Craig Valeriya Dinger

06.01.2009 | WP 09-05

In this paper we revisit the long debate on the risk effects of bank competition and propose a new approach to the empirical estimation of the relation between deposit market competition and bank risk.

Working Paper

Bank Mergers and the Dynamics of Deposit Interest Rates

Ben R. Craig Valeriya Dinger

02.01.2009 | WP 08-06R

Despite extensive research interest in the last decade, the banking literature has not reached a consensus on the impact of bank mergers on deposit rates.

Working Paper

Bank Mergers and the Dynamics of Deposit Interest Rates

Ben R. Craig Valeriya Dinger

09.01.2008 | WP 08-06

Despite extensive research interest in the last decade, the banking literature has not reached a consensus on the impact of bank mergers on deposit rates.

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