Topics
Businesses
We look at credit conditions, including access to credit, and the general health of businesses in the district.
Recent Articles
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Feedback Appreciated: What Community Members Told Us about Modernizing the Community Reinvestment Act (CRA)
Discussions to share info and seek public comment on proposed changes to modernize the CRA revealed two things key for ensuring access to capital for all people and communities. Read More
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COVID-19 and Supply Chains: A Year of Evolving Disruption
From product shortages to capacity constraints in the freight sector, the coronavirus pandemic has impacted supply chains continuously if inconsistently. As COVID-19 continues to disrupt the global economy, will supply chain disruptions continue, too? Read More
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Small Business Credit Survey 2021 Report on Employer Firms
The Federal Reserve Banks’ Small Business Credit Survey 2021 Report on Employer Firms highlights the headwinds facing small firms as they navigate the impact of the COVID-19 pandemic. Most firms reported declines in revenues and employment in the 12 months prior to the survey, and a majority expect challenges to persist. Nearly one-third of firms say they’re unlikely to survive without additional government aid until sales recover. Read More
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The CRA Is Important for Underserved Communities, and Your Input Can Help Modernize It
The Fed is seeking to modernize the Community Reinvestment Act in a way that significantly expands financial inclusion, and you can have a say in how it’s done. Read More
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Equality Is Not Enough: Reflections on the Paycheck Protection Program
Our society often designs and implements policies that prioritize equality, but prioritizing equity or justice would better address the disparities between racial groups. Read More