Topics
Businesses
We look at credit conditions, including access to credit, and the general health of businesses in the district.
Recent Articles
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Smallest Firms Reveal Barriers to Economic Inclusion: Lessons from Pandemic Support Programs
Data from the Small Business Credit Survey and insights from community-based organizations prove to be invaluable tools for helping small businesses access the credit they need. Read More
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Manufacturing Wage Premiums Have Diverged between Production and Nonproduction Workers
Manufacturing jobs have long been associated with good wages. While some manufacturing workers still enjoy relatively high wages, the premium for workers on the factory floor has shrunk dramatically. Why? And what does it mean for workforce policy? Read More
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Does Spending Slide When COVID-19 Surges?
Driven by the delta variant, the latest COVID-19 surge is the largest and most widespread since that of November and December 2020. How do consumer spending and social distancing habits during the delta surge compare to those of last fall’s surge? Read More
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Small Businesses in Our Region Appear to Have Had Greater Access to Traditional Credit Compared to the Nation...but Inequalities among Firms Persist
Nearly 18 months from the outbreak of COVID-19, small employer firms—businesses with fewer than 500 employees—continue to cope with the extra challenges the pandemic brought. How are they weathering the pandemic? Read More
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Strong Demand, Limited Supply, and Rising Prices: The Economics of Pandemic-Era Housing
When the coronavirus pandemic began, many feared the housing market would collapse as it did in the mid-2000s. Instead, the industry has struggled to keep up with an influx of demand for homes, leading to rapidly rising prices. What’s next for residential real estate and construction? Read More