Topics
Businesses
We look at credit conditions, including access to credit, and the general health of businesses in the district.
Recent Articles
-
Does Spending Slide When COVID-19 Surges?
Driven by the delta variant, the latest COVID-19 surge is the largest and most widespread since that of November and December 2020. How do consumer spending and social distancing habits during the delta surge compare to those of last fall’s surge? Read More
-
Small Businesses in Our Region Appear to Have Had Greater Access to Traditional Credit Compared to the Nation...but Inequalities among Firms Persist
Nearly 18 months from the outbreak of COVID-19, small employer firms—businesses with fewer than 500 employees—continue to cope with the extra challenges the pandemic brought. How are they weathering the pandemic? Read More
-
Strong Demand, Limited Supply, and Rising Prices: The Economics of Pandemic-Era Housing
When the coronavirus pandemic began, many feared the housing market would collapse as it did in the mid-2000s. Instead, the industry has struggled to keep up with an influx of demand for homes, leading to rapidly rising prices. What’s next for residential real estate and construction? Read More
-
Small Business Credit Survey 2021 Report on Nonemployer Firms
Among the pandemic’s most impacted firms were the smallest businesses—nonemployer firms—which are businesses with no employees other than the owner(s). This report focuses on the experiences of nonemployer firms in the months leading up to the pandemic and the first six months of the crisis. Read More
-
Rural Employment in Four States: A Story of Specialization and Change (2010 through 2019)
Is specializing in an industry the way to economic success or the road to economic challenges for rural communities? It depends on the community’s resilience. Read More