Topics
Banking
We look at trends and current conditions in the district’s banking and financial services industry.
Recent Articles
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Small Business Credit Survey 2022 Report on Employer Firms
Revenue and employment improved for small businesses since 2020, but performance largely lags prepandemic levels. Financing approval rates continued to trend lower than in years prior to the pandemic. Read More
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Smallest Firms Reveal Barriers to Economic Inclusion: Lessons from Pandemic Support Programs
Data from the Small Business Credit Survey and insights from community-based organizations prove to be invaluable tools for helping small businesses access the credit they need. Read More
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Has Bank Consolidation Changed People’s Access to a Full-Service Bank Branch?
As consolidation within the banking industry during the 2000s accelerated in the 2010s, the number of banking institutions and the branches they operate fluctuated. How did these changes affect banking customers? Read More
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Small Businesses in Our Region Appear to Have Had Greater Access to Traditional Credit Compared to the Nation...but Inequalities among Firms Persist
Nearly 18 months from the outbreak of COVID-19, small employer firms—businesses with fewer than 500 employees—continue to cope with the extra challenges the pandemic brought. How are they weathering the pandemic? Read More
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Assessing the Reach of PPP Loans in Low- and Moderate-Income Communities
To help small businesses cope with the loss of revenue during the pandemic, the Small Business Administration extended forgivable loans through the Paycheck Protection Program. While the program reached millions of small businesses, it is important to examine to what extent this occurred in low- and moderate-income communities. Read More