Topics
Banking
We look at trends and current conditions in the district’s banking and financial services industry.
Recent Articles
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Has Bank Consolidation Changed People’s Access to a Full-Service Bank Branch?
As consolidation within the banking industry during the 2000s accelerated in the 2010s, the number of banking institutions and the branches they operate fluctuated. How did these changes affect banking customers? Read More
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Small Businesses in Our Region Appear to Have Had Greater Access to Traditional Credit Compared to the Nation...but Inequalities among Firms Persist
Nearly 18 months from the outbreak of COVID-19, small employer firms—businesses with fewer than 500 employees—continue to cope with the extra challenges the pandemic brought. How are they weathering the pandemic? Read More
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Feedback Appreciated: What Community Members Told Us about Modernizing the Community Reinvestment Act (CRA)
Discussions to share info and seek public comment on proposed changes to modernize the CRA revealed two things key for ensuring access to capital for all people and communities. Read More
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CRA, Racism & the Federal Reserve: A Midwest Perspective
The Community Reinvestment Act is up for its first significant revision in 25 years. It’s important we optimize this tool to address systemic disinvestment in lower-income and minority communities. Read More
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The CRA Is Important for Underserved Communities, and Your Input Can Help Modernize It
The Fed is seeking to modernize the Community Reinvestment Act in a way that significantly expands financial inclusion, and you can have a say in how it’s done. Read More