Topics
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An Uneven Recovery: Home Lending in the Fourth District by Race and Income
Focusing on seven counties across Ohio, Pennsylvania, and Kentucky, our researchers used Home Mortgage Disclosure Act data to examine application and origination activity by income and race during the past 27 years (1990–2016). In a 13-year span preceding and following the Great Recession (2004–2016), three trends were consistent across all seven counties. Read More -
A Long Ride to Work: Job Access and the Potential Impact of Ride-Hailing in the Pittsburgh Area
Whether measured by proximity or commute time, data show that for the average transit rider, jobs are increasingly out of reach. Cleveland Fed researchers explored one solution for improving job access. Here’s your ticket to ride. Read More -
The Opioid Epidemic and Its Effects: What We Know
With drug overdoses being the leading cause of death for Americans under the age of 50, Cleveland Fed researchers examine the opioid epidemic’s effect on the region. Read their findings. -
Trouble finding workers? The answer may be transit.
In the latest entry in their Notes from the Field blog, the Community Development Department discusses job access—in this case, how people get to work. The problem is a persistent one for low-income workers across the country and was highlighted during a recent trip to Dayton, Ohio. Read More -
A look back at the financial crisis: What did we learn? What’s changed?
Ten years after the start of the nation’s unprecedented financial crisis, Cleveland Fed examiners and others reflect on what happened and detail how things have changed in response to it. Read More
Recent Articles
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2018 Small Business Credit Survey Report on Nonemployer Firms
The 2017 SBCS provides insights on business conditions and access to financing for nonemployer firms—those with no employees other than the owner(s). Findings show these firms often rely on their owners' personal finances to secure credit, address financial challenges, and fund their business operations. Read more.
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An Uneven Recovery: Home Lending in the Fourth District by Race and Income
Focusing on seven counties across Ohio, Pennsylvania, and Kentucky, our researchers used Home Mortgage Disclosure Act data to examine application and origination activity by income and race during the past 27 years (1990–2016). In a 13-year span preceding and following the Great Recession (2004–2016), three trends were consistent across all seven counties. Read More
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Columbus—Stable, Broad-Based Employment Growth
New jobs, increasing home prices, and a healthy GDP spell a stable economy for the Columbus metro area. Read More
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Toledo—Economic Situation Has Improved
With the unemployment rate falling and house prices and household financial conditions remaining stable, the Toledo metro area’s economy appears to be firming up. Read More
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Defining the Challenge: Promoting Economic Mobility and Resilience
To promote economic mobility and resilience among the underserved, an organization must first decide how it defines these terms. The definitions played a prominent role at a recent community development conference. Read how. Read More