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Lakshmi Balasubramanyan

Research Economist

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Lakshmi Balasubramanyan is a research economist in the Banking Policy and Analysis Group of the Federal Reserve Bank of Cleveland. She is primarily interested in the industrial organization of banking, the impact of banking regulation on bank behavior, and real estate finance.

Prior to joining the Cleveland Reserve Bank in 2011, Dr. Balasubramanyan was an assistant professor in the Scott College of Business at Indiana State University.

A native of Singapore, Dr. Balasubramanyan earned her undergraduate and master of social science degrees in economics from the National University of Singapore. She earned her MS in finance and a PhD in applied economics, both from the Pennsylvania State University.