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Student Programming

The Federal Reserve Bank of Cleveland offers FREE educational programs in the areas of career & college readiness, economics, personal finance and STEM exploration for students across our district, with an emphasis on engaging students from majority-minority schools and low-to-moderate income communities. Our student-facing programs are open to educators, community groups and students across the Fourth District. More information about the Cleveland Fed’s Education Outreach programs are available below.

Educator Appreciation Night

Please join us for the Cleveland Fed’s 2021 Educator Appreciation Night!

October 6, 2021
4:00-5:00 pm

Educator Appreciation Night is a virtual open house for educators of all subjects to learn about the FREE digital resources and virtual programs available from the Cleveland Fed's Education and Museum Outreach department.

At this event, you will learn about our student programs, discover how to register for fall programming, schedule field trips, and order resources for your classroom.

Advance registration required by October 5

Danny Dollar Academy

Danny Dollar Academy is a free financial literacy program facilitated by the Northern Kentucky University Center for Economic Education and the Federal Reserve Bank of Cleveland. The program promotes entrepreneurship, personal finance, civic responsibility, and smart financial decision-making in grades, 3, 4 and 5.

Danny Dollar is based on a financial literacy curriculum that accompanies the best-selling children’s book Danny Dollar Millionaire Extraordinaire: The Lemonade Escapade by Ty Allan Jackson.

As part of the program, which runs November 2021 through April 2022, educators will:

  • receive a suite of award-winning financial literacy curriculum (available as a printable PDF, publication, or Google Doc),
  • receive a suite of English language arts curriculum (available as a Google Doc),
  • gain access to a series of short videos about important financial literacy concepts,
  • participate in a virtual live Q&A session with the book’s author,
  • complete a classroom capstone project for the chance to win prizes,
  • and receive access to attend a virtual or in-person visit with the book’s author.

To learn more about the program and how to participate, visit our website or register for one of the following info sessions today.

Info sessions:

  • September 14, 2021, 4-5pm EST
  • September 15, 2021, 4-5pm EST
  • October 7, 2021, 4-5pm EST
  • October 20, 2021, 4-5pm EST

To learn more about how to get your classroom involved contact us at

Register Today!

Career Exploration Series

The Career Exploration Series is a personal finance and career exploration program that invites students in grades 6-8 to learn about budgeting, saving, investing and more. Through the program, students will gain awareness of career opportunities and learn how to make smart financial decisions to better prepare for life after high school.

  • 6th Grade: Financial Decision Making and Budgeting
  • 7th Grade: Inflation
  • 8th Grade: Career Exploration

Schedule a program today:

Developing an Employable You

The Federal Reserve Bank of Cleveland is now accepting applications for the 2021-2022 Developing an Employable You Program.

Developing an Employable You is a personal and professional development program designed to help high school students transition successfully from high school into college or career.

As part of the Developing an Employable You program, students will be exposed to a variety of topics including:

  • Employability skills
  • Pathways to college or a career
  • Credit cards and budgets
  • Job Interviews, Resumes, and Cover Letters
  • Paychecks and taxes
  • Free Application for Federal Student Aid (FAFSA) process

Participating Ohio residents can have the opportunity to complete 10 of 15 requirements for the Ohio Means Jobs Readiness seal. For additional information about the seal visit:

As part of the program, students will meet twice a month for 1hour virtual sessions from November 2021 to April 2022. Sessions will run from 3:00 pm to 4:00 pm EST. To receive credit for participating in the program, students must attend 9 or the 11 virtual meetings.

Meeting Dates

  • November 3, 2021
  • November 17, 2021
  • December 8, 2021
  • January 12, 2022
  • January 26, 2022
  • February 9, 2022
  • February 23, 2022
  • March 9, 2022
  • March 23, 2022
  • April 6, 2022
  • April 20, 2022

To apply students must:

  • be a currently enrolled in high school
  • have a minimum of a 2.5 cumulative GPA on a 4.0 unweighted scale

Applications are due by October 14.

Register Today!
Participants in Southern Ohio and Eastern Kentucky please direct questions to Lakisha Higgins at or 513-708-5286. Participants in Northern Ohio and Pittsburgh please direct questions to Alexandria Halmbacher at or 216-308-4376.

You Make I.T. Better

Careers in I.T. and STEM are hot! You Make I.T. Better invites high school students to explore careers in information technology and STEM through hands-on skill building activities and job-shadowing experiences with employees in STEM professions at the Federal Reserve Bank of Cleveland.

This year’s virtual program comprises of 11, 1-hour live module sessions which will

  • A STEM mentor's career journey
  • An interactive hands-on virtual activity (guided by STEM professionals)
  • Live Q&A session with a mentor

Live sessions begin on October 21 (Thursday’s at 11 am - 12 pm) and will continue through mid-April. All module sessions will be recorded and can be accessed at a later date. Shadowing opportunities may vary based on volunteers’ schedule, please be on the lookout for future announcements.

Registration is due by Tuesday, October 19.

Register Today!
For questions, please contact Elle Benak at

What’s Next? Exploring Alternative Career Options

Many people don’t realize that the Federal Reserve Bank of Cleveland offers career opportunities that don’t require the traditional 4 year college journey. What’s Next invites high school students to learn about the Cleveland Fed’s operational functions (Cash, Real Estate Services Group, and Law Enforcement Unit) through mentorship and job shadowing opportunities with Bank employees.

This year’s virtual program is comprised of 10, 1-hour live sessions consisting of:

  • A mentor's career journey
  • An interactive hands-on virtual activity (focused on career building skills)
  • Live Q&A session with a mentor

Live sessions begin October 12th (Tuesdays at 11 am - 12 pm) and will continue through mid-April. All sessions will be recorded and can be accessed at a later date. Shadowing opportunities may vary based on volunteers’ schedule, please be on the lookout for future announcements.

Registration is due by Friday, October 15.

Register Today!
For questions, please contact Khaz Finley at

Federal Reserve Bank of Cleveland’s Economics Scholars Program

The Economics Scholars Program (ESP) is a collaborative effort between academic institutions across Ohio, Kentucky, and Pennsylvania and the Federal Reserve Bank of Cleveland. ESP is a free economic research conference that invites student scholars and faculty to come together and share undergraduate student-initiated or student-faculty coauthored works, cultivate imaginative research, gain valuable experience presenting at a professional conference, learn about internship and employment opportunities with the Federal Reserve, and network with peers. The hybrid ESP conference will be held April 2022.

The Economics Scholars Program conference is led by and for undergraduate students who have conducted research on economics and business topics or would like to formerly participate in one of the following roles:

  • Peer Review Board
  • Paper Presentation
  • Poster Presentation
  • Discussant
  • Session chair

To learn more about how to become involved with the Economics Scholars Program, sign-up for one of our info sessions. Students and Professors welcome!

  • September 27, 10-10:30am EST
  • October 5, 12-12:30pm EST
  • October 13, 4-4:30pm EST

Register Today!
For questions, please contact Alexandria Halmbacher at

Fed Future Professionals Program

Fed Futures has been designed to introduce as well as develop background knowledge and awareness to careers in the financial industry and economics to high school students from underserved communities. Fed Futures combines curriculum and activities created by the Federal Reserve System to provide a continuum of skill development, training, and professional mentoring highlighting career paths in finance and economics. The year-round paid program is intended to serve as a four-year preparation with the intent of developing a diverse pool of future intern/employee candidates in the finance and economics fields as well as supporting racial equity initiatives throughout the Federal Reserve System.

Fed Futures FAQs:

What are the criteria for participation?
Rising sophomores with a minimum 2.5 GPA. We are targeting students from under-represented backgrounds in the economics and financial industries (i.e., young women and people of color). A short essay will be required but its more to get to know the individuals to place them in the best possible job shadowing opportunity.

What is the time commitment?
The program begins during student’s sophomore year of high school and can span until their freshman year of college. Throughout the school year, participants will engage monthly in a two-hour professional development session. These sessions will take place live virtually. Sessions will also be recorded and shared with students afterwards in case they were not able to make the scheduled time. On the bi-week, students will meet with their Fed Futures mentor to discuss their sessions, what supports they need career preparation, career paths, etc. This leads into the 20 hour a week summer job shadowing opportunity in the respective department they have been placed in. Students are paid hourly to participate in all professional development sessions, mentoring sessions, and summer job shadowing sessions.

Would they need to arrange transportation accommodations in Cleveland?
The program is virtual this year. We are currently working on a plan for participants to meet their job shadowing mentors and the program mentor in person, possibly next spring. The mentors would go to the students, probably in the school setting.

Is it a competitive program?
In the future this program will be competitive. This is the pilot year, so we wanted to select the first cohort to ensure we were being equitable to all parts of our service district. However, we are looking to engage with students that will potentially look to continue leveraging this introductory program into possible intern opportunities at the Federal Reserve Bank in the future.

For additional information about how your students can be involved next year please email Davonta Milbry at

Please visit the Fed Futures page on our website next spring for program highlights!