Topics
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An Uneven Recovery: Home Lending in the Fourth District by Race and Income
Focusing on seven counties across Ohio, Pennsylvania, and Kentucky, our researchers used Home Mortgage Disclosure Act data to examine application and origination activity by income and race during the past 27 years (1990–2016). In a 13-year span preceding and following the Great Recession (2004–2016), three trends were consistent across all seven counties. Read More -
A Long Ride to Work: Job Access and the Potential Impact of Ride-Hailing in the Pittsburgh Area
Whether measured by proximity or commute time, data show that for the average transit rider, jobs are increasingly out of reach. Cleveland Fed researchers explored one solution for improving job access. Here’s your ticket to ride. Read More -
The Opioid Epidemic and Its Effects: What We Know
With drug overdoses being the leading cause of death for Americans under the age of 50, Cleveland Fed researchers examine the opioid epidemic’s effect on the region. Read their findings. -
Trouble finding workers? The answer may be transit.
In the latest entry in their Notes from the Field blog, the Community Development Department discusses job access—in this case, how people get to work. The problem is a persistent one for low-income workers across the country and was highlighted during a recent trip to Dayton, Ohio. Read More -
A look back at the financial crisis: What did we learn? What’s changed?
Ten years after the start of the nation’s unprecedented financial crisis, Cleveland Fed examiners and others reflect on what happened and detail how things have changed in response to it. Read More
Recent Articles
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Operationalizing Inclusion: Tools for Smaller Cities
Smaller cities face some of the same challenges that larger cities do. Here are three tools some smaller cities are employing to promote economic inclusion among their residents. Read More
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Cleveland—Slow Growth and Falling Unemployment
Cleveland’s economy continues to improve, with slow employment growth and a steady drop in the unemployment rate. Read More
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Cincinnati—Favorable Economic Conditions Bolstering Cincinnati’s Labor Market
A falling unemployment rate, the addition of more than 13,000 jobs, and an increase in per capita GDP are three encouraging factors for this metro area’s economy. Read More
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The Community Reinvestment Act (CRA) for Smaller Communities and Rural Regions
What’s one key element to drive funding to low-income areas of the country? Meaningful and productive partnerships between banks and community-based organizations (CBOs). Read More
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Toledo—Economy Rebounds
Several measures—the number of jobs, the unemployment rate, output per person, and median personal income—indicate the economy of the Toledo metro area has essentially bounced back to where it was at the end of 2015. This represents a recovery from the 2017 closure of the Jeep Cherokee plant that reduced the number of jobs and increased the unemployment rate in the region. Read More