Topics
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An Uneven Recovery: Home Lending in the Fourth District by Race and Income
Focusing on seven counties across Ohio, Pennsylvania, and Kentucky, our researchers used Home Mortgage Disclosure Act data to examine application and origination activity by income and race during the past 27 years (1990–2016). In a 13-year span preceding and following the Great Recession (2004–2016), three trends were consistent across all seven counties. Read More -
A Long Ride to Work: Job Access and the Potential Impact of Ride-Hailing in the Pittsburgh Area
Whether measured by proximity or commute time, data show that for the average transit rider, jobs are increasingly out of reach. Cleveland Fed researchers explored one solution for improving job access. Here’s your ticket to ride. Read More -
The Opioid Epidemic and Its Effects: What We Know
With drug overdoses being the leading cause of death for Americans under the age of 50, Cleveland Fed researchers examine the opioid epidemic’s effect on the region. Read their findings. -
Trouble finding workers? The answer may be transit.
In the latest entry in their Notes from the Field blog, the Community Development Department discusses job access—in this case, how people get to work. The problem is a persistent one for low-income workers across the country and was highlighted during a recent trip to Dayton, Ohio. Read More -
A look back at the financial crisis: What did we learn? What’s changed?
Ten years after the start of the nation’s unprecedented financial crisis, Cleveland Fed examiners and others reflect on what happened and detail how things have changed in response to it. Read More
Recent Articles
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Proposed Solutions for Breaking the Cycle of Poverty
How can we minimize the barriers that trap people in the cycle of poverty? The answer, at least in part, is a combination of providing access to resources and transportation. Read More
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Looking beyond Data to Understand Economic Mobility
When living on the “wrong” side of a road can make a world of a difference, the proactive and hyper-local work of community development practitioners is essential for sparking change. Read More
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Homestead Program Is a Land Contract Success Story
Land contracts, when appropriately administered, allow low-income individuals who might not qualify for conventional bank-financed mortgages a chance to become homeowners. Read More
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Operationalizing Inclusion: Tools for Smaller Cities
Smaller cities face some of the same challenges that larger cities do. Here are three tools some smaller cities are employing to promote economic inclusion among their residents. Read More
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Cleveland—Slow Growth and Falling Unemployment
Cleveland’s economy continues to improve, with slow employment growth and a steady drop in the unemployment rate. Read More