The Cleveland Fed’s district includes the entire state of Ohio, comprising 88 counties, 12 Metropolitan Statistical Areas (MSAs), and a range of community types, from urban, older industrial, and suburban to rural, agricultural, and Appalachian.
The Community Reinvestment Act is up for its first significant revision in 25 years. It’s important we optimize this tool to address systemic disinvestment in lower-income and minority communities. Read More
Since our July report, eviction policies related to COVID-19 continue to evolve. Our updates capture weekly eviction filing counts for 63 jurisdictions across the United States—that’s approximately 13 percent of renter households in the country. Read More
The Fed is seeking to modernize the Community Reinvestment Act in a way that significantly expands financial inclusion, and you can have a say in how it’s done. Read More
Were Fourth District Local Governments Ready for a Recession? How the Great Recession Influenced How Much They Save
Did the Great Recession give local governments a better idea of how much savings they needed to weather another economic downturn? To find out, our economists studied financial statements from 25 cities and 25 counties in the Fourth District at two points in time: the most recent statements available and at the close of the 2007, just before the Great Recession. Read More
Our society often designs and implements policies that prioritize equality, but prioritizing equity or justice would better address the disparities between racial groups. Read More