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Revisiting the CRA: Perspectives on the Future of the Community Reinvestment Act

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A Joint Publication of the Federal Reserve Banks of Boston and San Francisco

The Community Reinvestment Act (CRA), enacted in 1977, has fostered access to financial services for low- and moderate-income communities across the country. Together with other antidiscrimination, consumer protection, and disclosure laws, the CRA remains today a key element of the regulatory framework, encouraging the provision of mortgage, small business, and other credit, investments, and financial services in low- and moderate-income neighborhoods.


Suggested citation: “Revisiting the CRA: Perspectives on the Future of the Community Reinvestment Act,” A Joint Publication of the Federal Reserve Banks of Boston and San Francisco, Community Development Investment Review, 4.1, 02.01.2009.

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