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FDIC-Insured Commercial Banks

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In 2003:IIIQ, FDIC-insured commercial banks’ net operating income improved on the previous quarter and recovered strongly from its dip in 2002:IVQ. Compared to a year earlier, it was up 17.4%. Net income, the sum of net operating income and securities gains and losses, was also up, gaining 10.6% relative to a year earlier. The increase in earnings was kept in check by reduced gains on the sales of securities and other assets.

Suggested citation: "FDIC-Insured Commercial Banks," Federal Reserve Bank of Cleveland, Economic Trends, no. 04-01, pp. 16-17, 01.01.2004.

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