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Bank Loan Demand and Lending Standards

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In January 2002, the net share of senior loan officers reporting tighter standards for commercial and industrial (C&I) loans dropped to 45.4% for large and medium firms but rose to 41.8% for small ones. The uncertain economic outlook was cited as the most important reason for the tighter lending standards. The tightening, which began after 2001:IIIQ, does not seem close to ending.


Suggested citation: "Bank Loan Demand and Lending Standards," Federal Reserve Bank of Cleveland, Economic Trends, no. 02-03, pp. 16, 03.01.2002.

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