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Savings Associations

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In many ways, savings associations’ performance mirrored commercial banks’ in 2000. Savings associations’ earnings were $10.7 billion, slightly below the 1999 record of $10.826 billion. Return on assets was 0.92%, down from 1.00% in 1999—its second consecutive annual decrease. The earnings slowdown is also reflected in the net interest margin’s drop below 2.96% to its lowest level since 1991.

Suggested citation: "Savings Associations," Federal Reserve Bank of Cleveland, Economic Trends, no. 01-04, pp. 17, 04.01.2001.

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