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Commercial Banks

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Commercial banks showed negligible deterioration in 2000, with earnings of $71.176 billion, off slightly from 1999. Return on assets also declined somewhat (1.19% in 2000, compared to 1.31% in 1999). Downward pressure on profits was apparent in the net interest margin, which dropped from 4.07% at the end of 1999 to a 10-year low of 3.95% at year-end 2000.

Suggested citation: "Commercial Banks," Federal Reserve Bank of Cleveland, Economic Trends, no. 01-04, pp. 16, 04.01.2001.

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