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Bank and Savings Association Structure

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Passage of the 1994 Reigle–Neal interstate banking legislation spurred consolidation among U.S. depository institutions. The total number of FDIC-insured commercial banks fell from 14,482 at the end of 1984 to 8,494 at mid-2000. The number of insured savings associations in the U.S. dropped from a peak of 3,667 in 1986 to 1,624 at mid-2000.


Suggested citation: "Bank and Savings Association Structure," Federal Reserve Bank of Cleveland, Economic Trends, no. 00-12, pp. 18, 12.01.2000.

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