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Banking Conditions

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Since 1986, commercial banks have been substituting retail loans for loans to commercial borrowers. Although the trend appears to have stopped in 1995, this does not imply a reduction in the credit available to consumers, who experienced an expansion of their credit lines.

Suggested citation: “Banking Conditions,” Federal Reserve Bank of Cleveland, Economic Trends, no. 96-02, pp. 16-17, 02.01.1996.

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