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1995 Economic Trends

  • The Outlook for College Graduates

    In recent years, college graduates have experienced relatively low unemployment rates and rising relative wages. The continuing low share of new four-year grads in the total workforce suggests that these trends will be sustained. Read More

  • The Economy in Perspective

    The medium is the message ... During the holiday season, while standing in line to buy just the right gift-or to return just the wrong one-you might stop to reflect on the evolution of shopping. Read More

  • Regional Banking Conditions

    Data for the first half of 1995 illustrate the continued health of the commercial banking industry across all regions of the country. Read More

  • Regional Aspects of Welfare Spending

    Any attempt to balance the federal budget must confront the problem of burgeoning welfare payments. Read More

  • Monetary Policy

    Despite the absence of any explicit policy action by the Federal Open Market Committee (FOMC), interest rates have fallen across the spectrum of maturities since mid-August. Read More

  • Labor Markets

    Nonfarm payroll employment increased by 166,000 in November, although about half the gain can be attributed to special circumstances, including a longer-than-usual survey period and the introduction of new seasonal adjustment factors. Read More

  • Japanese Banks

    Because Japanese banks play a greater role in the allocation of domestic credit than do their American counterparts, their financial well-being has strongly influenced the contours of Japan's economic recovery. Read More

  • International Wage Trends

    Internationally, a great deal of disparity exists in average annual hours worked in manufacturing. Read More

  • Inflation and Prices

    The latest inflation indicators are showing surprising volatility. After a four-month gain of only 1.8%, the consumer Price Index (CPI) accelerated to a 4.0% annualized rate in October. Read More

  • Economic Activity

    Economists participating in the Blue Chip survey anticipate a 2.4% rate of real economic growth in 1995:IVQ-well below last quarter's 4.2% advance. Read More

  • Derivatives

    The volume of financial derivatives continues to grow at a rapid pace, although the growth has shifted somewhat from the over-the-counter (OTC) market to the organized exchanges. Read More

  • Consumers

    Despite some moderation over the past six months or so, the trend growth in inflation-adjusted, or real, disposable income continues to outpace real spending, mostly as a result of a persistent strengthening in personal income. Read More

  • The Economy in Perspective

    Ex uno plura ...Voters in Quebec recently indicated their opposition to seceding from the rest of Canada. Read More

  • Regional Conditions

    For the first time since the recovery began in the early 1990s, regional employment and housing data are offering some signs that the expansion may be cooling. Read More

  • Monetary Policy

    The link between money, prices, interest rates, and the business cycle is the subject of considerable debate among policymakers and economics. Read More

  • Labor Markets

    The nation's labor markets continued to grow at a slow and steady pace in October, with nonfarm payroll employment rising by 116,000. Read More

  • International Trade

    Unexpectedly strong U.S. export growth in August narrowed our trade deficit to $8.8 billion. This was the second consecutive monthly decline in a deficit that has generally expanded this year. Read More

  • Inflation and Prices

    The inflation indicators were mixed in September. The Consumer Price Index (CPI) continued to rise at August's meager 1.6% annualized rate, contributing to its best five-year performance since the late 1960s. Read More

  • Global Savings and Investment

    As global capital markets become increasingly integrated, worldwide influences on savings, investment, and real-interest-rate patterns will tend to dominate country-specific developments, ... Read More

  • Economic Activity

    Advance estimates of real GDP suggest that the economy rebounded in the third quarter from its lackluster performance in 1995:IIQ. Read More

  • Banking Conditions

    Loans by commercial banks continue to expand at a steady pace, up 10.5% over a year ago. By contrast, banks have seen low growth in their securities holding which, despite some ups and downs, remain very close to their levels of late August. Read More

  • Agricultural Policy

    Since their inception in the 1930s, U.S. agricultural policies have been aimed at stabilizing the domestic food supply and farmers' incomes. Read More