Using Market Incentives to Reform Bank Regulation and Federal Deposit Insurance
The current system of bank regulation and federal deposit insurance is not working and requires a massive overhaul. This paper looks at the issues involved in reforming the regulatory structure of the financial services industry, including the financial safety net. and presents the case for adopting market-oriented reforms.
Suggested citation: Thomson, James. “Using Market Incentives to Reform Bank Regulation and Federal Deposit Insurance,” Federal Reserve Bank of Cleveland, Economic Review, vol. 26, no. 1, pp. 28-40, 01.01.1990.