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Annual Report 2004: Can Economics Help to Save Our Schools?

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  1. President’s Foreword
  2. Can Economics Help to Save Our Schools?
  3. A Message from the First Vice President
  4. Management’s Report on Responsibility for Financial Reporting
  5. Report of Independent Accountants
  6. Report of Independent Auditors
  7. Comparative Financial Statements
  8. Notes to Financial Statements
  9. Officers and Consultants
  10. Boards of Directors
  11. Business Advisory Council and Community Bank Advisory Council


  • Manager, Communications Support: Michael Galka
  • Editor: Deborah Ring
  • Designer: Lori Boehm
  • Portrait Photography: Bill Pappas, Paula Norton, and Tom Fitzpatrick
  • Stock photography provided by Jim Baron, Image Finders

The Annual Report was prepared by the Public Information and Research departments of the Federal Reserve Bank of Cleveland. For additional copies, contact the Research Library, Federal Reserve Bank of Cleveland, PO Box 6387, Cleveland, OH 44101, or call 216.579.2052. We invite your comments and questions. Please email us at

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