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Home Lending by Income and Race before and after the Great Recession

2016 Small Business Credit Survey: Report on Employer Firms

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Focusing on seven counties across Ohio, Pennsylvania, and Kentucky, our researchers used Home Mortgage Disclosure Act data to examine application and origination activity by income and race during the past 27 years (1990–2016). In a 13-year span preceding and following the Great Recession (2004–2016), three trends were consistent across all seven counties.

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All, Banking, Consumers

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