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Policy Summit 2019: Connecting People & Places to Opportunity

When & Where

Policy Summit 2019: Connecting People & Places to Opportunity
June 19–21, 2019
Hilton Cincinnati Netherland Plaza
Cincinnati, Ohio


Please direct any questions about the Policy Summit to Bonnie Blankenship at

Wednesday, June 19, 2019

12:30–3:30 pm Optional Tour
Not an Average Walk in the Park: Washington Park’s Revitalization Story

The story of Over-the-Rhine, a neighborhood in downtown Cincinnati, is one of revitalization. Historically a working-class neighborhood, Over-the-Rhine experienced a persistent downturn after World War II that culminated with riots at the turn of the 21st century. Nearly two decades and tens of millions in raised funds later, the neighborhood is on the rise, with a varied arts scene, redeveloped residential and commercial spaces, and a renovated public market. Within Over-the-Rhine is Washington Park; this walking tour will focus on its development. During two hours, guests will hear from redevelopment experts, affordable housing practitioners, and representatives from the arts community.

Tour Experts:
Layisha Bailey, Federal Reserve Bank of Cleveland
Jeanne Golliher, Cincinnati Development Fund
Alecia Kintner, ArtsWave
Mary Burke Rivers, Over-the-Rhine Community Housing
Joe Rudemiller, Cincinnati Center City Development Corporation (3CDC)

Thursday, June 20, 2019

8:30–8:45 am Welcome and Introduction

Emily Garr Pacetti, Federal Reserve Bank of Cleveland

8:45–10:15 am Plenary 1: What We Know, Part 1
It’s “And” Not “Or”: A Discussion of People- and Place-Based Policies

This session was livestreamed

This plenary discusses the differences between people- and place-based policies and the need for pursuing both in order to enhance individual economic mobility. What does the research say about how the importance of “place” has evolved over time? Have policies kept up? In what contexts are people-based or place-based policies more effective? What can policymakers and practitioners do to improve the likelihood that people, businesses, and communities in both urban and rural locales are set up for long-term success in today’s marketplace?

Alan Berube, Metropolitan Policy Program at the Brookings Institution (presentation )

Theresa Y. Singleton, Federal Reserve Bank of Philadelphia (Moderator)
Scot Spencer, The Annie E. Casey Foundation

10:30 am–noon Concurrent Sessions A

A1It’s Not 1977 Anymore: Modernizing the CRA

Banks have merged and consolidated, transformative financial technology has emerged, and mortgage securitization has become the norm: It’s clear the lending field has changed. This session explores proposed CRA reforms and how they will impact the lending industry and the lower-income communities it serves. (read the takeaways)

Theresa Stark, Board of Governors of the Federal Reserve System

Norman Bliss, KeyBank (presentation )
Daniel Ringo, Board of Governors of the Federal Reserve System (presentation )
Josh Silver, National Community Reinvestment Coalition (NCRC) (presentation )

A2The High Price of Low-Cost Housing in the Heartland

In part because there is a ready supply of land and slow population growth, housing prices tend to be lower in the Heartland than in other areas of the country. Yet people of modest means struggle mightily to afford housing even here. This session explores what makes our housing affordability problem different, and what tools are most effective for ensuring everyone who needs a home can afford one. (read the takeaways)

Kiya Patrick, Greater Dayton Premier Management

Sister Barbara Busch, Working in Neighborhoods (presentation )
Aaron Pechota, The NRP Group (presentation )
Jenny Schuetz, Metropolitan Policy Program at the Brookings Institution (presentation )

A3Opportunity Zones: New Opportunities for Disinvested Communities?

Opportunity Zones give investors a series of tax breaks in exchange for reinvesting capital gains into selected census tracts. Speakers discuss the state of Opportunity Zone investments around the country and highlight strategies local leaders have used to leverage Opportunity Zones’ tax benefits in pursuit of inclusive and equitable growth for the long term. (read the takeaways)

Kathy Laker Schwab, Local Initiatives Support Corporation (LISC) Greater Cincinnati

Christopher Coes, Smart Growth America (presentation )
Andrew Deye, JobsOhio (presentation )
John Persinger, Erie Downtown Development Corporation (presentation )

A4Refusing the Inheritance No One Deserves: Breaking the Cycle of Poverty

According to the Annie E. Casey Foundation’s most recent KIDS COUNT Data Book online, one in five children lived in poverty in 2016. These early experiences with poverty often coincide with a lack of access to quality education, safe and affordable housing, and good jobs, creating a cycle of poverty for future generations. This interactive session explores two family-centered models for disrupting intergenerational poverty: the Annie E. Casey Foundation’s two-generation model and the EmPath approach. Speakers discuss the models and walk participants through the framing, techniques, and tools necessary to successfully implement these programs. (read the takeaways)

Ashley Putnam, Federal Reserve Bank of Philadelphia (presentation )

Elisabeth Babcock, Economic Mobility Pathways (EMPath) (presentation )
T’Pring Westbrook, The Annie E. Casey Foundation

12:15–1:45 pm Lunch and Opening Keynote
Improving Equality of Opportunity: New Insights from Big Data

This session was livestreamed

Children’s chances of earning more than their parents have fallen from 90% to 50% during the past half century in America. Opportunity Insights—a Harvard University-based research and policy institute dedicated to better understanding upward mobility and economic progress—seeks to reverse this trend and revive the American Dream. Director Raj Chetty and policy director David Williams present findings on the drivers of upward mobility in the United States and such drivers’ implications for policy.

Anna Alvarez Boyd, Board of Governors of the Federal Reserve System

Keynote Speakers:
Raj Chetty, Opportunity Insights
David Williams, Opportunity Insights
(presentation )

1:45–3:15 pm Plenary 2: What We Know, Part 2
Understanding the Legacy Costs of Segregation: A Path to Racial Equity

This session was livestreamed

What costs do society, communities, families, and individuals incur from segregation? Are damages irreparable or can they be meaningfully addressed with sustainable policy solutions? How can we as a society communicate more effectively and more often on this topic? This session focuses on racial equity and inclusion in the face of persistent and apparently endemic segregation, currently top of mind for many policymakers. Speakers examine the history, social context, and impacts of segregation and how to address this issue in policy and practice.

Richard Rothstein, Economic Policy Institute

Kendra Freeman, Metropolitan Planning Council (MPC) (Moderator)
Darrick Hamilton, Kirwan Institute for the Study of Race and Ethnicity at the Ohio State University

3:30–5:00 pm Concurrent Sessions B

B1Closing the Credit Gap and Opening the Door to Home Lending

Traditional mortgage credit is often hard to come by for first-time homebuyers and low- and moderate-income families looking to purchase lower-cost homes. While homeowners and potential homeowners may be creditworthy, many banks will not extend credit for the purchase or rehabilitation of homes appraised below a certain threshold. In this session, speakers discuss the virtues and challenges of innovations designed to address this credit gap. (read the takeaways)

Taz George, Federal Reserve Bank of Chicago

Karen L. Black, May 8 Consulting, Inc.
Alanna McCargo, Urban Institute (presentation )
Mary Patoka, CAP Services (presentation )

B2Walking the Walk to Realizing Racial Equity

Racial equity has become a commonly identified goal for organizations working across the community development spectrum. And while the adoption of such a lofty aspiration is an important first step, many organizations find themselves struggling with next steps. In this interactive session, a multi-sector panel of practitioners presents examples of how racial equity efforts have been effectively put into practice. Additionally, small group discussions focus on concrete steps to address some common challenges of this work, such as developing strategies for advancing racial equity, establishing a coalition-building process, dealing with pushback/negative response, and measuring progress. (read the takeaways)

Erica Merritt, Equius Group

Evelyn Burnett, ThirdSpace Action Lab
Gordon F. Goodwin, Race Forward (presentation )
Olivia Rebanal, Capital Impact Partners (presentation )

B3Next Step, Promotion: Mobility for Low-Wage Workers

This session explores models that help low-wage workers become self-sufficient by addressing barriers such as the cliff effect—when a minor increase in an hourly wage causes a sudden loss of benefits such as childcare subsidies. We look to efforts in Cincinnati and around the country to identify public and private-sector practices that ensure that low-wage workers can obtain jobs, find paths to advancement, and accept a raise or promotion without fear of losing financial footing. (read the takeaways)

Janice Urbanik, National Fund for Workforce Solutions (presentation )

Meghan Cummings, The Women’s Fund of the Greater Cincinnati Foundation
Hannah Halbert, Policy Matters Ohio
Esther Shin, Urban Strategies, Inc.
Jeff Walton, Cincinnati Zoo & Botanical Garden

B4Reality Check on Race, Growth, and Decline in America’s Suburbs

More Americans live in suburbs than in rural and urban areas combined. In this session, speakers look at places that buck the traditional understanding of the "white suburb" and explore what we know, what works, and what’s next for majority black and Latino low-, middle-, and upper-income suburban neighborhoods with a particular focus on what we can learn from black inner-ring suburbs in the Midwest that have not retained a middle class and are experiencing population loss and disinvestment. (read the takeaways)

Marita Garrett, Borough of Wilkinsburg, Pennsylvania (presentation )

Alan Mallach, Center for Community Progress (presentation )
Pete Saunders, Forbes (presentation )

5:30–7:30 pm Reception at Freedom Center
Place-Based Policy and Economic Mobility: How These Local Organizations Are Moving the Needle


Any success in promoting economic mobility for citizens who typically experience little of the benefits of economic growth is rewarding. Those who have seen such success also know that significant challenges remain in our cities, suburbs, and rural communities. During the reception, speakers from a range of organizations serving the region offer their perspectives on place-based policies aimed at improving outcomes for the least advantaged via presentations powered by PechaKucha, a fast-paced, highly visual format that shows 20 slides for 20 seconds each.

Dan Hurley, Applied History Associates

Kristen Baker, Local Initiatives Support Corporation (LISC) Greater Cincinnati
Mary Burke Rivers, Over-the-Rhine Community Housing
Joe Rudemiller, Cincinnati Center City Development Corporation (3CDC)
Janice Urbanik, National Fund for Workforce Solutions
Lindsey Wilson, Appalachia Funders Network

Friday, June 21, 2019

8:30–8:35 am Introduction

Daniel Davis, Federal Reserve Bank of St. Louis

8:35–10:05 am Plenary 3: What Works
Overcoming Barriers to Inclusive Growth

This session was livestreamed

In this plenary, experts discuss how regions are addressing challenges related to economic restructuring and growth, race, and income inequality; which regions and cities have had success in overcoming barriers; what success looks like; which places have not succeeded and why; and what policy remedies are available for addressing these challenges.

Jennifer S. Vey, Metropolitan Policy Program at the Brookings Institution

Sandy Fernandez, MasterCard Center for Inclusive Growth
Demetria “Dee” Jones, Hope Enterprise Corporation, Hope Credit Union, and Hope Policy Institute
Mary Ellen Wiederwohl, Louisville Forward

10:15–11:45 am Concurrent Sessions C

C1Investing in Health and Home: A High-Impact Strategy

Social determinants of health account for approximately 60 percent of one’s health outcomes, while healthcare accounts for only 10 percent. Yet the United States spends nearly twice as much on healthcare as it spends on social services. This session explores how local governments, for-profit businesses, nonprofit organizations, and healthcare institutions are investing in housing to improve health outcomes for residents and decrease healthcare costs. Speakers discuss strategies and the return on investment for addressing place-based health challenges such as lead and asthma triggers in housing. (read the takeaways)

Eileen Divringi, Federal Reserve Bank of Philadelphia

Eugene Barros, Boston Public Health Commission (presentation )
Deena Chisolm, The Research Institute at Nationwide Children’s Hospital (presentation )
Ruth Ann Norton, Green & Healthy Homes Initiative (presentation )

C2Inclusive Economic Growth: Tools for Smaller Communities

This session explores tools that help achieve greater economic inclusion in smaller cities, rural areas, and other low-capacity places. New data from the Federal Reserve Bank of Chicago grounds the discussion as speakers delve into effective ways for creating economic growth that offers opportunities for all. Example cities include South Bend, Indiana, and Pittsfield, Massachusetts. (read the takeaways)

Susan Longworth, Federal Reserve Bank of Chicago (presentation )

Alkeyna Aldridge, City of South Bend, Indiana (presentation )
Dedrick Asante-Muhammad, National Community Reinvestment Coalition (NCRC) (presentation )
Alisa Costa, Working Cities – Pittsfield, Massachusetts (presentation )

C3Connecting Today’s Workers with Tomorrow’s (Good) Jobs

New technologies are transforming the workplace, job market, and key industries. How well are workers positioned to acquire skills that enable them to keep pace with these changes? Speakers discuss how technological advancements have impacted different types of workers and what role policy can play in fostering resiliency among those who are struggling to keep up. (read the takeaways)

David James, Akron Public Schools

Lee Branstetter, Carnegie Mellon University (presentation )
Morgan Frank, Massachusetts Institute of Technology Media Lab (presentation )
Keith Wardrip, Federal Reserve Bank of Philadelphia (presentation )

C4When Transit and Business Miss the Bus on Job Access

Workers often face long commute times to reach their jobs, which are increasingly out of reach for many low-income workers who are dependent on public transit. This session explores the role that commuting and job location plays in job access. Speakers discuss challenges that workers face around transit and highlight best practices for addressing them. (read the takeaways)

Bethia Burke, The Fund for Our Economic Future (presentation )

Joanna Ganning, Cleveland State University (presentation )
Joe Grengs, University of Michigan (presentation )
Cam Hardy, Better Bus Coalition

Noon–1:30 pm Lunch and Closing Keynote: What’s Next
The Fed Listens: A Discussion with Federal Reserve Leadership

This session was livestreamed

For this final session of Policy Summit 2019, Federal Reserve Governor Lael Brainard and Cleveland Fed President Loretta J. Mester participate in a “Fed Listens” event on the intersections between community development and the economy. Attendees share reactions and takeaways from the summit at their tables and have an opportunity to share what's on their minds with Fed policymakers about the economy and the communities they serve.

Ellis Tallman, Federal Reserve Bank of Cleveland

Lael Brainard, Board of Governors of the Federal Reserve System
Loretta J. Mester, Federal Reserve Bank of Cleveland

Hosted by the Federal Reserve Bank of Cleveland in partnership with the Federal Reserve Banks of Philadelphia, St. Louis, Minneapolis, and Chicago.