Tools and Resources
The Community Development Department offers a variety of tools and resources pertaining to community development issues.
To grow and thrive, small businesses need access to a variety of credit sources. Short-term credit matters for day-to-day management of cash flow, while longer-term credit is essential for capital investments. Yet less than half of small businesses report that their credit needs are met. This issue of Consumer & Community Context focuses on small businesses’ access to capital.
The first article describes what small business owners encounter when searching for financing on the websites of online lenders. The second examines small businesses’ access to financial services in low- and moderate-income communities. The third explores disparities in small business credit approval by race and ethnicity. Learn more
Focused on improving outcomes for workers and employers, this Federal Reserve System initiative provides resources including reports, books, and webinars.
These reports summarize the foremost concerns both current and emerging among respondents of our Fourth District Community Issues survey.