Officers and Consultants
As of December 31, 1997


Jerry L. Jordan
President &
  Chief Executive Officer

Sandra Pianalto
First Vice President &
  Chief Operating Officer

Charles A. Cerino
Senior Vice President
Cincinnati and
  Columbus Offices
Check, Marketing

Lawrence Cuy
Senior Vice President Information Technology,
   Financial Management

R. Chris Moore
Senior Vice President
Banking Supervision and
  Regulation, Credit Risk
  Management, Data   Services

Samuel D. Smith
Senior Vice President Facilities, Protection,
  Business Continuity
  Planning, Information
  Security

Mark S. Sniderman
Senior Vice President &
  Director of Research
Corporate Communications
  & Community Affairs,
  Research

Donald G. Vincel
Senior Vice President
Unisys IPS development,
 EEO Officer

Robert F. Ware
Senior Vice President
Cleveland Operations
ACH, Funds Transfer,
  Electronic Delivery, Cash
   Services functions

David E. Altig
Vice President & Economist
Research

Andrew J. Bazar
Senior Consultant
Information Technology
  Services

Terry N. Bennett
Vice President
Information Technology
  Services

Jake D. Breland
Vice President
Banking Supervision and
  Regulation

Andrew C. Burkle, Jr.
Vice President
Banking Supervision and
  Regulation

David P. Jager
Vice President
Cash, Securities/Fiscal,
  Custody Control

Rayford P. Kalich
Vice President
Banking Supervision and
  Regulation, Credit Risk
  Management, Data
  Services

Robert W. Price
Vice President
Check Collection, ACH,
  Funds Transfer, Electronic
  Delivery Services

David E. Rich
Senior Consultant
Information Technology
  Services

Edward E. Richardson
Vice President
Marketing

Terrence J. Roth
Vice President
Quality

Robert B. Schaub
Vice President
Pittsburgh Office
Securities/Fiscal

Susan G. Schueller
Vice President &
  General Auditor

Edward J. Stevens
Senior Consultant &
  Economist
Financial Services Research
  Group

James B. Thomson
Vice President & Economist
Financial Services Research
  Group

Joseph C. Thorp
Vice President Facilities

Robert Van Valkenburg
Vice President
Financial Management
  Services

Peggy A. Velimesis
Vice President
Human Resources

Andrew W. Watts
Vice President &
  General Counsel

Charles F. Williams
Vice President
Cincinnati and Columbus
  Offices
Check Collection,
  Accounting, Support
  Services, Ordinary Mail

James A. Blake
Consultant
Information Technology
  Services

Raymond L. Brinkman
Assistant Vice President
Pittsburgh Office
Building, Cash, Protection,
  Securities/Fiscal

Michael F. Bryan
Assistant Vice President &
  Economist
Research

William D. Fosnight
Assistant Vice President &
  Assistant General Counsel

Joseph G. Haubrich
Consultant & Economist
Research

Barbara H. Hertz
Assistant Vice President
Cincinnati Office
Facility/Information
  Technology Services,
  Cash/Fiscal, Protection,
  Registered Mail, EEO

Stephen H. Jenkins
Assistant Vice President
Banking Supervision and
  Regulation

William J. Major
Assistant Vice President
Check Collection

Laura K. McGowan
Assistant Vice President
Corporate Secretary &
  Community Affairs Office
  Corporate Communications
   & Community Affairs

Stephen J. Ong
Assistant Vice President
Banking Supervision and
  Regulation

James W. Rakowsky
Assistant Vice President
Facilities, Business
  Continuity Planning,
  Building Transition

Kimberly L. Ray
Assistant Vice President
Pittsburgh Office
Check Collection, Marketing,
  Automation, General
  Services, EEO

John P. Robins
Consultant
Banking Supervision and
  Regulation

William J. Smith
Assistant Vice President
Human Resources

Gregory L. Stefani
Assistant Vice President
Banking Supervision and
  Regulation

Henry P. Trolio
Assistant Vice President
Information Technology
  Services, Deputy EEO   Officer

Darell R. Wittrup
Assistant Vice President
Accounting, Billing