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Program on Economic Inclusion

At the Cleveland Fed, we believe that for the economy to live up to its full potential, all people must be able to fully participate in it to the best of their abilities.

This is one reason why the Federal Reserve Bank of Cleveland is committed to racial equity and economic inclusion, and it’s what drives our Program on Economic Inclusion (PEI). We recognize that racism has limited and continues to limit economic and educational opportunities for many US workers and their families, both for past and current generations. The work of our economists, analysts, and outreach staff helps to ensure that the economy offers opportunities to all, with specific attention to the structural barriers that limit the full potential of communities of color.

The PEI gathers our ongoing work on this critical issue in one place, covering topics such as the racial wealth gap, jobs and workforce, housing and redlining, minority-owned small businesses, and access to credit.

To read about our Bank’s commitment to diversity, equity, inclusion, and opportunity for our employees and the communities we serve, please visit our page on Racial Equity and Economic Inclusion.

Opportunity Occupations

Are there well-paying jobs for people without a four-year college degree? If so, what (and where) are these jobs? The Cleveland Fed, in partnership with Atlanta and Philadelphia Feds, finds out. Read more.

Home Lending

Our researchers examine the District’s home lending trends by income and race so that policymakers and regulators may use the data to inform effective and appropriate policy. Learn more.

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