Topic |
Households and Consumers
Economic Trends
- The Ever-Updated Personal Saving Rate
- The Evolution of Debt Balances
- Household Financial Position
- Educational Attainment and Demographic Differences in Employment
- Uneven Debt Burdens across the United States
- Was 2012 the Year the Housing Market Recovered?
- Recent Changes in National Savings
- Market Sectors and the Decline in Average Hours Worked
- Confidence and Consumption Show Signs of Life
- Consumer Finances and a Sustainable Recovery
- The Great Recession’s Impact on Hours Worked and Employment
- A Tale of Two Types of Credit
- Consumer Deleveraging May Be Over
- Strategically Distressed
- Educational Attainment and Earnings
- Household Financial Position
- Recent Trends in Neighborhood Poverty
- Household Debt
- Government Support for Households Amplifies Tradeoff
- Recent Changes in the Relationship between Education and Male Labor Market Outcomes
- The Mysterious Boost in State Tax Revenues
- Neighborhood Poverty Rates between 1970 and 2000
- Household Finances and a Sustainable Consumer Recovery
- The Cost of Food and Energy across Consumers
- Educational Attainment and Employment
- Household Financial Position
- Trends in Household Income over the Past Decade
- Foreclosures in Ohio
- Recent Changes in Household Net Worth
- The Homebuyer Tax Credit
- Recession Shrinks State and Local Governments
- Household Finances and a Sustainable Recovery
- Personal Savings Up, National Savings Down
- Supply and Demand Shocks in Residential Mortgages
- The High-Yield Corporate Bond Spread and Economic Activity
- The Changing Face of Consumer Finance
- Household Financial Conditions
- Household Financial Conditions
- Home Prices
- The Housing Market (PDF)
- Consumer Debt and Bankruptcy (PDF)
- Household Financial Conditions (PDF)
- Consumer Debt and Delinquency (PDF)
- Consumer Bankruptcies (PDF)
- Consumer Debt (PDF)
- Consumer Indebtedness (PDF)
- Consumption Trends (PDF)
- The Household Balance Sheet (PDF)
- Consumers (PDF)
Economic Commentary
- Household Formation and the Great Recession (PDF)
- Americans Cut Their Debt (PDF)
- Municipal Finance in the Face of Falling Property Values (PDF)
- Buy a Home or Rent? A Better Way to Choose (PDF)
- Homeowner Subsidies (PDF)
- Your Credit Score Is a Ranking, Not a Score (PDF)
- The Impact of Foreclosures on the Housing Market (PDF)
- Ten Myths about Subprime Mortgages (PDF)
- Foreclosure Metrics (PDF)
- Adjustable-Rate Mortgages and the Libor Surprise (PDF)
- Trouble Ahead for Student Loans? (PDF)
- What You Should Know about Identity Theft (PDF)
- Consumer Financial Privacy and the Gramm-Leach-Bliley Act (PDF)
- Does Social Security Worsen Inequality? (PDF)
- From Market Failure to Market-Based Solution: Policy Lessons from Clean Air Legislation (PDF)
- Fiscal Policy in an Era of Surpluses (PDF)
- The Performance and Profitability of CRA-Related Lending (PDF)
- The Baby Boomers’ Mega-inheritance--Myth or Reality? (PDF)
- Are We Saving Enough? (PDF)
- Resisting Electronic Payment Systems: Burning Down the House? (PDF)
- Mortgage Brokers and Fair Lending (PDF)
- Fixing Social Security: Is the Surplus the Solution? (PDF)
- Bringing the Unbanked Onboard (PDF)
- TIPS for Safer Investing
- The Economics of Health Care Reform (PDF)
- Is the Consumer Overextended? (PDF)
- Recent Changes in the Consumer Bankruptcy Laws (PDF)
- The Strength of Consumer Balance Sheets (PDF)
Policy Discussion Papers
Working Papers
- The Effect of Local Housing Ordinances (PDF)
- The Impact of Recovery Efforts on Residential Vacancies (PDF)
- Blowing It Up and Knocking It Down: The Effect of Demolishing High Concentration Public Housing on Crime (PDF)
- Homeownership for the Long Run: An Analysis of Homeowner Subsidies (PDF)
- Redshirting, Compulsory Schooling Laws, and Educational Attainment (PDF)
- The Effect of Foreclosures on Nearby Housing Prices: Supply or Disamenity? (PDF)
- Endogenous Gentrification and Housing-Price Dynamics (PDF)
- Reconsidering the Application of the Holder in Due Course Rule to Home Mortgage Notes (PDF)
- A Model of Money and Credit, with Application to the Credit Card Debt Puzzle (PDF)
- The mismatch between life insurance holdings and financial vulnerabilities: evidence from the Survey of Consumer Finances (PDF)
- The mismatch between life insurance holdings and financial vulnerabilities: evidence from the Health and Retirement Survey (PDF)
- Efficient Investment in Children (PDF)
- Marriage and Consumption Insurance: What?s Love Got to Do With It? (PDF)
- Life-cycle saving, limits on contributions to DC pension plans, and lifetime tax benefits (PDF)
- How much should Americans be saving for retirement? (PDF)
- The adequacy of life insurance: evidence from the health and retirement survey (PDF)
- The impact of Social Security and other factors on the distribution of wealth (PDF)
- Social Security’s treatment of postwar Americans: how bad can it get? (PDF)
- Simulating the transmission of wealth inequality via bequests (PDF)
- Consequences of Means Testing Social Security: Evidence from the SSI Program (PDF)
- Demographic Change, Generational Accounts and National Saving in the United States (PDF)
Other Publications
- 2013 Policy Summit on Housing, Human Capital, and Inequality
- How Do Households Respond to Uncertainty Shocks?
- Consumer Protection in Financial Product Markets
- Beauty and the bulls: the investment characteristics of paintings. (PDF)