Joseph C. Ott |

Senior Policy Analyst

Joseph C. Ott, Senior Policy Analyst

Joseph Ott is a senior policy analyst in the Community Development Department of the Federal Reserve Bank of Cleveland. Working out of the Bank’s Pittsburgh Branch, Mr. Ott provides technical assistance and regulatory guidance to financial institutions, government entities and community-based organizations on issues related to consumer finance and protection, the Community Reinvestment Act (CRA), and community and economic development.

Mr. Ott joined the Bank in 2006. Prior to that, he served as Director of Research and Communications for the Pittsburgh Community Reinvestment Group (PCRG)

Mr. Ott holds a bachelor’s degree in political science from Duquesne University and a master’s degree in public policy and management from the University of Pittsburgh.

  • Fed Publications
Title Date Publication Author(s) Type


December 28, 2010 ; Thomas J Fitzpatrick; CR Report
Abstract: As the number of foreclosures continues to rise across the country, many policymakers are creating alternatives to foreclosure. Two counties in the Federal Reserve's Fourth District—Cuyahoga County in Ohio, which encompasses Cleveland, and Allegheny County in Pennsylvania, encompassing Pittsburgh—have developed mediation and diversion programs aimed at mitigating the externalities associated with foreclosure, such as reduced property values and increased crime rates in surrounding neighborhoods.



December 14, 2010 ; Regulatory Roundup
Abstract: Welcome to the fifth installment of Regulatory Roundup, the Federal Reserve Bank of Cleveland's compilation of legislative and regulatory updates on matters related to community development and consumer finance in the Fourth Federal Reserve District.



Summer 2010 ; Regulatory Roundup
Abstract: The fourth installment features news on HMDA, CRA, consumer credit changes, and new community development and consumer finance legislation occuring in the Fourth District states.