LaVaughn M. Henry |

Vice President and Senior Regional Officer

LaVaughn M. Henry, Vice President and Senior Regional Officer

LaVaughn Henry is vice president and senior regional officer of the Cincinnati Branch of the Federal Reserve Bank of Cleveland. Dr. Henry is responsible for building and maintaining a strong presence and reputation for the Reserve Bank throughout central and southern Ohio and eastern Kentucky. He also has responsibility for working with key stakeholders, including the board of directors of the Cincinnati Branch, business advisory councils, depository institutions, business and civic leaders, and the public.

Prior to joining the Bank in 2009, Dr. Henry served as senior director of market economics and risk analysis at PMI Group, one of the nation’s largest mortgage insurers. He previously held positions as director of regional communications at Fannie Mae and assistant regional manager for government affairs at Ford Motor Company.

Additionally, Dr. Henry has held senior economic positions with the Budget Committee of the U.S. House of Representatives, the Federal Housing Finance Agency (formerly the Office of Federal Housing Enterprise Oversight), the FDIC’s Resolution Trust Corporation, and PriceWaterhouseCoopers, where he led consulting engagements with the Federal Housing Administration.

Dr. Henry holds doctoral and master’s degrees in economics from Harvard University and a bachelor’s degree from Rockhurst University in Kansas City, Missouri. He is a member of the National Association for Business Economics, the American Economic Association, the International Association of Business Communicators, the Harvard Club of Cincinnati, and 100 Black Men of America.

  • Other Publications
Title Date Publication Author(s) Type
Measuring Household Economic Stress

 

August, 2009 The Housing and Mortgage Market Review LaVaughn M Henry; David Berson; Economic Commentary
Abstract: For the past 40 years, economists have used various measures to estimate the amount of economic stress that the nation was feeling at any point in time. The unemployment rate, consumer inflation rate, and others have become most common in the popular economic lexicon. Today, however, much of the economic stress felt by households stems from the sharp decline in household wealth that has come mostly from falling house prices.

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The Jumbo Mortgage Market—A Major Casualty of the Housing Market Decline

 

July, 2009 The Housing and Mortgage Market Review LaVaughn M Henry; David Berson; Economic Commentary
Abstract: Much has been written about the evisceration of the subprime and Alt-A mortgage markets, and how they contributed to the broader decline in the housing and mortgage markets. Relatively little, however, has been written about the jumbo loan marke—those mortgages with loan amounts exceeding the statutory limitations of Fannie Mae and Freddie Mac (the Government Sponsored Enterprises, or GSEs).

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