Consumer Protection in Financial Product Markets
This conference provided a forum for discussing the regulation of consumer financial products and proposals for reform. Legal experts, academics, and government officials presented research, practitioner experiences, and the current state of the law. Interactive panel discussions provided a forum for identifying useful practices, potential inefficiencies, and innovative ideas to shape the rapidly evolving realm of consumer financial protection policy.
Presentations and Panel Discussions
Consumer Protection
Janis K. Pappalardo, Bureau of Economics, Federal Trade Commission
presentation
Information and Consumer Decisionmaking
John Lynch, Leeds School of Business, University of Colorado at Boulder
presentationAlan Levy, Consumer Studies Team, Center for Food Safety and Applied Nutrition, Food and Drug Administration
- Gregory Elliehausen, Research and Statistics, Board of Governors, Federal Reserve
presentation
Moderated by Stephan Whitaker, Federal Reserve Bank of Cleveland
Housing and Mortgage Markets
Introductory Remarks by Ruth Clevenger, Vice President and Community Development Direction, Federal Reserve Bank of Cleveland
Re-Envisioning Mortgage Markets to Protect Consumers
Susan Wachter, The Wharton School, University of Pennsylvania
presentation
Consumer Credit Protection through Gatekeepers
Jerry Fons, Fons Risk Solutions
presentationTom Fitzpatrick, Office of Policy Analysis, Federal Reserve Bank Cleveland
presentation- Pat McCoy, School of Law, University of Connecticut
presentation
Moderated by Creola Johnson, Moritz College of Law, The Ohio State University
Consumer Protection through Product Regulation
Dan Carpenter, Department of Government, Harvard University
presentation
paper 1
paper 2
paper 3David Pittle, Former Senior Vice President for Technical Policy, Consumers Union, and Consumer Product Safety Commissioner (1973–1982)
Ray Brescia, Albany Law School
presentation
Moderated by Kathleen Engel, Suffolk University Law School
Closing Discussion
Moderated by Mark Sniderman, Executive Vice President, Federal Reserve Bank of Cleveland