Consumer Protection in Financial Product Markets

This conference provided a forum for discussing the regulation of consumer financial products and proposals for reform. Legal experts, academics, and government officials presented research, practitioner experiences, and the current state of the law. Interactive panel discussions provided a forum for identifying useful practices, potential inefficiencies, and innovative ideas to shape the rapidly evolving realm of consumer financial protection policy.

Presentations and Panel Discussions

Consumer Protection

Janis K. Pappalardo, Bureau of Economics, Federal Trade Commission

Information and Consumer Decisionmaking

Moderated by Stephan Whitaker, Federal Reserve Bank of Cleveland

Housing and Mortgage Markets

Introductory Remarks by Ruth Clevenger, Vice President and Community Development Direction, Federal Reserve Bank of Cleveland

Re-Envisioning Mortgage Markets to Protect Consumers

Susan Wachter, The Wharton School, University of Pennsylvania

Consumer Credit Protection through Gatekeepers

Moderated by Creola Johnson, Moritz College of Law, The Ohio State University

Consumer Protection through Product Regulation

Moderated by Kathleen Engel, Suffolk University Law School

Closing Discussion

Moderated by Mark Sniderman, Executive Vice President, Federal Reserve Bank of Cleveland