Economic Trends & Conditions in the Fourth District :: Federal Reserve Bank of Cleveland

Banking & Financial Institutions

Federal Reserve Conference Focuses on Economic Development: Why are some cities thriving while others are not? More than 140 civic and business leaders, researchers, educators, and economic development professionals grappled with that question at The Economics of Geography: Cities, Growth, and Economic Development, a conference hosted by the Federal Reserve Bank of Cleveland on April 3-4, 2008. Read more

The Growth of Cities in the Fourth District
Paths to Prosperity: Knowledge is Key for Fouth District States (PDF)
Choice, Charters, and Public School Competition (PDF)
Vouchers and the Cleveland Scholarship Program: Little Progress So Far (PDF)
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Cleveland Fed Hosts Research Seminar on Financial Education: Financial literacy levels are alarmingly low across many segments of the U.S. population, with knowledge deficits evident in groups ranging from individuals with little formal education to high school seniors and teachers. That was the assessment of some of the nation’s leading scholars on financial literacy who gathered April 25 at the 2008 Research Seminar on Financial Education, hosted by the Federal Reserve Bank of Cleveland at its Cincinnati branch. In all, the event provided an eye-opening perspective on American’s financial savvy and on the effectiveness of financial education programs in general. Read more

Mortgage Delinquencies in Fourth District Metropolitan Areas: The U.S. housing market continued to be under considerable stress in the first quarter of 2008. Recent data show that building permits and housing starts are still falling, and mortgage delinquency rates rose again in the first quarter. Read more